Westfield Insurance: A Century of Community‑Focused Protection

Introduction

Founded in 1848, Westfield Insurance has grown from a mutual fire insurance company in Westfield, Ohio into a diversified carrier serving customers across the United States. With a steadfast commitment to local agents, community engagement, and financial stability, Westfield Insurance delivers property, casualty, life, and retirement products tailored to both individuals and businesses.

1. Historical Milestones

• 1848: Established as the Westfield Mutual Fire Insurance Company.
• 1950s–70s: Expanded into auto and inland marine coverages.
• 1990s: Launched Westfield Life Insurance and retirement services.
• 2000s–Today: Achieved A.M. Best “A” (Excellent) ratings—underscoring strong capital and risk management.

2. Core Product Lines

Westfield’s underwriting philosophy balances competitive pricing with disciplined risk selection.

3. Distribution Model & Service

• Independent Agents
  Over 2,000 locally owned agencies deliver personalized advice and claims advocacy.
• Community Engagement
  Scholarship programs, local sponsorships, and volunteer initiatives reinforce Westfield’s mutual roots.
• Claims Excellence
  24/7 claims reporting, field adjusters, and flexible settlement options keep customers whole after a loss.

Conclusion

With Westfield Insurance, customers gain the advantages of a financially strong, mutual‑roots carrier—backed by responsive local agents, a comprehensive product portfolio, and over 170 years of service under the westfield insurance banner.